Same Day Inspection Logo
Call Us Today! 954-908-6862

 4-Point Inspection for Homeowners in Miami & Fort Lauderdale, FL

With the ever-changing home owners insurance market in Florida, most homes over 20 years old will need an inspection called the Four (4) Point Insurance Inspection. These are usually needed when the home owner changes insurance companies or their current insurer drops them and cancel their policy. Additionally, a home that is over 50 years old will most likely be put in the insurance pool called Citizens Insurance and will need a Citizens Insurance Inspection that is similar to the 4 Point Inspection, except that it must be completed by a NACHI certified inspector or equivalent.

The 4 Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is completed on behalf of the insurance companies and, typically, as a requirement for the insurer to offer insurance to the home owner. After 2004′s barrage of hurricanes that affected Florida, the 4 Point Insurance Inspection has taken on added importance. As insurance companies are beginning to see the benefit of the inspection, the program is spreading to other areas of the country. The benefit to the insurance company is, obviously, reduced loss risk on home owners insurance policies. This is an area of business that has, for many years, been a money loser for insurance companies.

In 2002, the Florida Legislature passed a law that combined the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) and the Florida Windstorm Underwriting Association (FWUA.) This resulted in the creation of Citizens Property Insurance Corporation (Citizens), which more efficiently and effectively provides insurance to, and serves the needs of, home owners in high-risk areas and others who cannot find coverage in the open, private insurance market. It is funded by premiums paid by the insured and from other insurance companies paying into the program to reduce their overall losses.

 

A 4-Point Inspection includes:

  • Electrical
  • Plumbing
  • HVAC
  • Roof

 

Single Family 4-Point Inspections in South Flordia by Same Day Inspection

Same Day Inspection provides a comprehensive collection of inspection services, including 4-point inspections, for our customers throughout South Florida. Upon request, same-day inspections are available. We also provide air quality testingformaldehyde testingcommercial inspectionshome inspectionsmold testing, termite inspections and more. When you need our services, give us a call at 954-908-6862 or Contact Us online.

What Customers Say About Same Day Inspection


“Same Day Inspections are wonderful to work with. They treat all my Buyer's with Great Respect and Professionalism. Their prices are very competitive. As a side note, they Love Veterans! The entire crew should have 5 STARS!”

“Have been working with them for many years, they are very reliable and professional. Looking forward working with them and recommending them to my real estate buyers for many more years.”

“Excellent service and professionalism! Juan Carlos and his team have inspected our New-Built Properties for ourselves and clients. Very knowledgeable in all fields of construction and existing homes; including regulation codes and permits. Highly recommended!!!”
Same Day Inspection Service

Schedule Your Inspection Online 24/7

Contact Us Call Now
Same Day Inspection Service Area Map
Arrow