Insurance Companies may require certain inspections, depending on the type and amount of coverage you are seeking, eligible discounts, and the age and location of your property. Your appointed insurance agent can help you determine which inspections are needed, if any.
Insurance companies require a four-point inspection for all homeowner, dwelling and mobile home applications for properties more than 30 years old. Same Day Inspection will check the home’s electrical system, plumbing, heating/cooling system (HVAC) and roof. The inspector must provide the age, type and condition of the wiring, heating and plumbing systems, and roof. Any serious hazards or deficiencies (such as exposed wiring, active leaks or evidence of leaks) should be repaired before an application for coverage is submitted.
A Four-Point InterNACHI Certified Inspector understands what needs to be fixed or addressed before submitting you new 4-Point Inspection to your insurance company and will advise on the best course of action to avoid any issues in your insurance process.